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Share Rates $25 minimum investment
Annual Percentage Yield is accurate as of December 2013. Rates and other terms may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
Account Type
Minimum Opening
Deposit
Minimum Balance
to Earn APY
Limitations*
Dividend Rate
Annual Percentage Yield
*Dividends will be compounded quarterly and will be credited quarterly.
Share Savings $25.00 Below $100.00 Transfer & Withdrawal* 0% 0%
    $100.00 Transfer & Withdrawal* 0.05% 0.05%
    $10,000.00 Transfer & Withdrawal* 0.10% 0.10%
Christmas & Vacation Accounts ---------------- $100.00 Transfer & Withdrawal* 0.10% 0.10%
    $10,000.00 Transfer & Withdrawal* 0.15% 0.15%
*Dividends will be compounded daily and will be credited quarterly.
Share Draft/Checking $50.00 $1000.00 ------------------ 0.05% 0.05%
Premium Checking $50.00 Average daily balance of $750.00 ------------------ 3.00% 3.00%
IRA Savings $25.00 Below
$24,999.99
------------------ 0.05% 0.05%
    Above
$25,000.00
------------------ 0.10% 0.10%
*Dividends will be compounded monthly and will be credited monthly.
Money Market Savings $1,000.00 $1,000.00 Call Credit Union for Details 0.05% 0.05%
    $25,000.00 Call Credit Union for Details 0.10% 0.10%
Peak Investors $5,000.00 $100.00 Transfer & Withdrawal* 0.10% 0.10%
    $25,000.00 ------------------ 0.15% 0.15%
Moola Moola
& Tuition Clubs
---------------- $0.00 Transfer & Withdrawal* 0.10% 0.10%
    $10,000.00 Transfer & Withdrawal* 0.15% 0.15%
Holiday & Vacation Savings Club Accounts ---------------- $100.00 Transfer & Withdrawal* 0.10% 0.10%
    $10,000.00 Transfer & Withdrawal* 0.15% 0.15%
* For additional information regarding the above accounts, please refer to the Truth-In-Savings Fee Schedule.

One-Step Share Certificate $2500 minimum to open
Term Rate APY
24 month
0.35%
0.35%
60 month
0.65%
0.65%
Only one step up of rate allowed during the term of the CD.
Contact our Member Service Representatives for more information.
The step up in rate cannot occur during the first 6 months of the certificate term.
The interest rate cannot increase more than 3% over the initial rate of the CD.

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Share & IRA Certificate Rates $1000 minimum investment

Annual Percentage Yield is accurate as of January 15, 2014. Rates and other terms may change at any time without prior notice. *$1000.00 minimum required to open Share or IRA Certificate. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

  • Dividends will be compounded quarterly and will be credited quarterly.
  • If you close your share account before dividends are paid, you will not receive the accrued dividends.
Terms
Dividend Rate
Annual Percentage Yield
Renewable
6 months 0.15% 0.15% Automatic
12 months 0.15% 0.15% Automatic
24 months 0.25% 0.25% Automatic
36 months 0.45% 0.45% Automatic
48 months 0.55% 0.55% Automatic
60 months 0.65% 0.65% Automatic
IRA - 12 months 0.15% 0.15% Automatic
IRA - 24 months 0.25% 0.25% Automatic
IRA - 36 months 0.45% 0.45% Automatic
IRA - 48 months 0.55% 0.55% Automatic
IRA - 60 months 0.65% 0.65% Automatic
* For additional information regarding the above accounts, please refer to the Truth-In-Savings Fee Schedule.

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