Students can borrow up tot he full cost of their education, less other aid received. Students may apply on their own or if needed with a qualified cosigner. Interest paid on qualified student loans may be tax deductible. Complete the easy online application for a fast credit decision. Click here to apply.

Sallie Mae® Smart Option Student Loan®

The Smart Option Student Loan® is an ideal solution for families that have a gap when it comes to funding their student’s education.  The Smart Option Student Loan helps students save money, pay off their student loan faster, and build credit.

Benefits

• Market-leading interest rates
• No origination fees for borrowers attending degree-granting institutions
• Save hundreds—even thousands—of dollars over traditional 15-year payment-deferred private student loans
• Flexible repayment options—choose affordable fixed payments of $25 a month or make full interest payments to save even more
• Smart Reward—earn 2% of your scheduled monthly payment as a reward in your Upromise account when you make payments on time while in school
• Earn a 0.25 percentage point interest rate reduction while enrolled to make monthly payments by automatic debit
• Applying with a creditworthy cosigner may help you qualify for and/or receive a lower interest rate
• You can apply to release your cosigner after graduating and making just 12 consecutive on-time principal and interest payments