MAY 2005	PINNACLE CREDIT UNION

Auto
Refinance
Program
Returns

For several years we have offered an auto renance program that allows members to renance their auto loan and shave 2% apr (annual percentage rate) off the interest rate they are currently paying. Because of the popularity of this promotion we are once again making this offer.

This is a simple swap and drop program. If you currently have an auto loan of 6.25% apr or higher you could save hundreds of dollars. Here’s how it works. All loans are renanced for the remaining terms of the original loan. The car must be a 2000-2006 model year, have a balance owed of at least $5000.00 and nanced from another nancial institution.

Here’s all you need:

■ A copy of your current loan agreement
■ Loan account number
■ Name, address and phone number of the nancial institution where your auto loan is nanced
■ A 10-day pay-off balance

Act now and you may choose to skip the rst 2 payments on the new loan! This promotion ends May 31, 2005.

For more information or to make application call 404.888.1648 or 1.800.876.8887.

*This offer has a oor rate of 4.25% apr. Your present auto loan must be current. The loan term is for no more than 60 months. Conditions and credit quailcations apply.