You Are! We operate to serve our member-owners. Therefore, unlike other financial institutions, if you are a member of a credit union you reap the benefits... not stockholders or committee members. We return our earnings to all members in the form of reduced interest rates on loans, higher yields on deposit accounts and minimal service charges. Our focus is on member service - helping members reach their financial goals by providing a variety of quality financial services at reasonable prices. Also, as a member-owner of Pinnacle Credit Union, you have a voice in how the institution is run by electing the unpaid volunteer Board of Directors. The Board is elected democratically, with every member entitled to one vote.
Pinnacle Credit Union was established in 1926 in a small basement room of Grady High School. Our original name was Atlanta Teachers' Credit Union, only serving the Atlanta Board of Education. In 1987 through several mergers of smaller credit unions we changed our name to Pinnacle Credit Union. Now we serve educators throughout the state of Georgia, which includes people involved in daycare service in the Metro Atlanta area. We also serve several hospitals, manufacturers, warehouses, office supply, security, trucking companies and community charters. Today, Pinnacle Credit Union serves over 14,000 members and has over $80 million in assets.
Our members view credit union service as a benefit that helps them save money. They also find a credit union staff that is dedicated to delivering convenient, dependable, personal service to every member.
An eligible employee can join the credit union by opening a share/savings account with a minimum deposit of $25. This initial deposit can be accumulated through payroll deduction. Credit union membership is also available to any immediate family member regardless of where they live or work.
Pinnacle Credit Union offers the utmost in security to our members. Accounts are insured up to $250,000 through the National Credit Union Administration (NCUA), a U. S. government agency.