| Share
Rates $25 minimum investment |
| Annual
Percentage Yield is accurate as of November
12, 2008. Rates and other terms may change at any time
without prior notice. A penalty is imposed for early withdrawal.
Fees could reduce earnings on the account. |
| Account
Type |
Minimum
Opening
Deposit |
Minimum
Balance
to Earn APY |
Limitations* |
Dividend
Rate |
Annual
Percentage Yield |
| *Dividends
will be compounded quarterly and will be credited quarterly. |
| Share
Savings |
$25.00 |
$100.00 |
Transfer
& Withdrawal* |
0.75% |
0.75% |
| |
|
$1,000.00 |
Transfer
& Withdrawal* |
1.00% |
1.00% |
| |
|
$10,000.00 |
Transfer
& Withdrawal* |
1.50% |
1.51% |
| Christmas
& Vacation Club Accounts |
-- |
$0 |
Transfer
& Withdrawal* |
1.00% |
1.00% |
| |
|
$10,000.00 |
Transfer
& Withdrawal* |
1.50% |
1.51% |
| *Dividends
will be compounded daily and will be credited quarterly. |
| IRA
Savings |
$25.00 |
-- |
-- |
1.75% |
1.76% |
| *Dividends
will be compounded monthly and will be credited monthly. |
| Money
Market Savings |
$1000.00 |
$0.00 |
Call
Credit Union
for Details |
1.90% |
1.92% |
| |
|
$10,000.00 |
Call
Credit Union
for Details |
2.30% |
2.32% |
| |
|
$25,000.00 |
Call
Credit Union
for Details |
2.80% |
2.84% |
| Peak
Investors |
$5,000.00 |
$0.00 |
Transfer
& Withdrawal* |
1.00% |
1.00% |
| |
|
$5,000.00 |
-- |
1.25% |
1.26% |
| |
|
$10,000.00 |
-- |
1.75% |
1.76% |
| |
|
$50,000.00 |
-- |
2.00% |
2.02% |
Moola
Moola
& First Step Clubs |
-- |
$0.00 |
Transfer
& Withdrawal* |
1.00% |
1.00% |
| |
|
$10,000.00 |
Transfer
& Withdrawal* |
1.50% |
1.51% |
| Holiday
& Vacation Savings Club Accounts |
-- |
$0.00 |
Transfer
& Withdrawal* |
1.00% |
1.00% |
| |
|
$10,000.00 |
Transfer
& Withdrawal* |
1.50% |
1.51% |
| Share
Draft/Checking |
$50.00 |
$500.00 |
-- |
1.00% |
1.00% |
|
*
For additional information regarding the above accounts, please
refer to the Truth-In-Savings
Fee Schedule. |
| |
Click
Here for Loan Rates
|
Share and IRA Certificate Rates $1000 minimum investment |
|
Annual
Percentage Yield is accurate as of November
17, 2008.
Rates and other terms may change at any time without prior
notice. *$1000.00 minimum required to open Share or IRA Certificate.
After your certificate is opened, the dividend rate is fixed
for the term. A penalty is imposed for early withdrawal. Fees
could reduce earnings on the account.
Dividends
will be compounded quarterly and will be credited quarterly.
If
you close your share account before dividends are paid, you
will not receive the accrued dividends.
|
| Terms |
Dividend
Rate |
Annual
Percentage Yield |
Renewable |
|
6 months |
3.00% |
3.03% |
No |
| 12
months |
3.60% |
3.65% |
No |
| 24
months |
3.65% |
3.70% |
No |
| 36
months |
3.845% |
3.90% |
No |
| 48
months |
3.939% |
4.00% |
No |
| 60
months |
4.135% |
4.20% |
No |
| IRA
- 12 months |
3.70% |
3.75% |
Automatic |
| IRA
- 24 months |
3.75% |
3.80% |
Automatic |
| IRA
- 36 months |
3.945% |
4.00% |
Automatic |
| IRA
- 48 months |
4.035% |
4.10% |
Automatic |
| IRA
- 60 months |
4.235% |
4.30% |
Automatic |
| *
For additional information regarding the above accounts, please
refer to the Truth-In-Savings
Fee Schedule. |
|
